Privacy Policy

At Insurance Guru Online, accessible at https://insuranceguruonline.com, your privacy is a top priority. This Privacy Policy explains how we collect, use, store, and protect your personal information. It is designed to comply with Google AdSense policies, the General Data Protection Regulation (GDPR), and the California Consumer Privacy Act (CCPA).

1. Information We Collect

We may collect two types of information from you:

  • Personal Information: When you subscribe to our newsletter, contact us, or use our services, we may collect your name, email address, and other details you provide.
  • Non-Personal Information: This includes information automatically collected, such as your IP address, browser type, operating system, and browsing behavior.

2. How We Use Your Information

We use the collected information to:

  • Operate and improve our blog and its content.
  • Respond to your inquiries and provide customer support.
  • Personalize your experience and deliver targeted content.
  • Analyze site performance and user engagement.
  • Display advertisements in partnership with Google AdSense and other third parties.
  • Comply with legal requirements and enforce our terms.

3. Cookies and Similar Technologies

Our site uses cookies and similar technologies to enhance functionality and deliver a better user experience. Cookies help us:

  • Remember your preferences and settings.
  • Analyze site traffic and user interactions.
  • Serve relevant advertisements using third-party tools like Google AdSense.

You can manage or disable cookies through your browser settings. Please note that disabling cookies may affect your ability to use certain features of our site.

4. Third-Party Tools and Advertisements

We partner with Google AdSense and other third-party services to display advertisements. These services may collect and use data such as:

  • Cookies and device identifiers.
  • Browsing and interaction data.

For details on how Google processes your data, visit Google’s Privacy & Terms.

5. Analytics

We use tools like Google Analytics to understand how visitors interact with our site. These tools collect data such as:

  • Pages visited.
  • Time spent on the site.
  • Referring websites.

To opt-out of Google Analytics tracking, you can use the Google Analytics Opt-out Browser Add-on.

6. User Rights

If you are a resident of the European Economic Area (EEA) or California, you have specific rights under GDPR and CCPA:

  • Access: Request access to your personal data.
  • Correction: Request correction of inaccurate information.
  • Deletion: Request deletion of your personal data, subject to legal obligations.
  • Opt-out: Opt-out of the sale of your personal information or targeted advertising.

To exercise these rights, contact us at nikhilprajapati5840@gmail.com.

7. Data Security

We employ industry-standard security measures to protect your information from unauthorized access, loss, or misuse. However, no method of data transmission or storage is completely secure, and we cannot guarantee absolute protection.

8. Compliance with Google AdSense Policies

We comply with Google AdSense policies by providing transparency about data collection and obtaining user consent where necessary. We use cookie consent banners to meet these requirements.

9. Changes to This Privacy Policy

We may update this Privacy Policy to reflect changes in our practices or for legal reasons. Updates will be posted on this page with the new effective date.

10. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at:

Email: nikhilprajapati5840@gmail.com

Thank you for visiting Insurance Guru Online. Your privacy matters to us.